Fun with Vaccinations

I had a long conversation with my insurance company today. I was put on hold SEVERAL times.

Here are the bottom line answers to my questions:

1. When Husband and I travel to Vietnam, we have to take a letter from our insurance carrier, indicating that we have medical insurance. With this letter, allegedly, should we god forbid need medical treatment while in Vietnam, we would be able to prove that it will be paid for. (It seems to me the odds of this being needed, or being effective if it did, are slim.)

2. Any child adopted by us in Vietnam would be covered by our medical insurance upon boarding a plane, with us, bound for the United States. (Evidently, they have thought about this before.)

3. There are no pre-existing conditions clauses that would affect the child's coverage once he or she arrived in the US.

4. Under no circumstances with our health insurance company pay for the vaccinations we need for this trip. :-(

So, I called the county health department. And, as luck would have it, they have a travel immunization clinic where they will happily administer the following immunization to Husband and I:

HepA and HepB - (this is a three shot series that takes six months to complete, and we need at least the first two shots before we travel)
Typhoid
Tetanus/Diptheria/Pertussis
MMR - (because evidently the fact that we both had this in 1977 isn't really good enough.)

Anyway, they will provide us this service at the rock bottom price of $300.00 per person.

It beats the $450 per person my regular family doctor would require.

I made an appointment for June 21.

Just watch - this is the day before our INS appointment. We will probably get all these shots and be too darn sick to go. Maybe we should just start the HepA and HepB series and wait until the next month to do the rest...

LM